Ideas on how to reach your retirement goals.
College can be a major adjustment for most, with newfound responsibilities and unprecedented freedom all at once. To help ensure that you not only make the most out of your experience but also financially secure your future, it’s essential to set some real financial goals before you even step foot on campus. There is no…
Money management for teens and young adults can be difficult. Between learning to live on your own, working to pay bills, and saving for the future, it’s a lot to handle. But with a few basic tips, you can make money management easier and help set yourself up for financial success down the road. What…
What is a life insurance retirement plan (LIRP)? A life insurance retirement plan, also known as a LIRP, is a cash-value life insurance policy that provides tax-deferred growth and the ability to access the cash value component through policy loans. It is one of the few retirement income strategies that does not have contribution limits,…
Retirement can be a scary time for many Americans. Most people are behind with preparing for retirement. Our current money culture values an expensive car or house over a well-funded retirement account. Let’s look closer and see How much do I need to retire? The 80% rule Most money managers default to the 80% rule…
When it comes to financial planning people have a variety of questions. One of the most frequently asked questions is, when should I start saving for retirement? The easy answer to this question is that there is no better time to start than today! With that let’s dig a little deeper and see what starting…